GENERAL LIABILITY AND WORKERS COMP INSURANCE
Lets talk the basics. When you own a business you have to cover a lot of areas. Because you have to think about yourself, the business, and your employees, you need great insurance. Therefore every business large or small needs General Liability and Workers Comp Insurance. Also covering your assets is important. Before you start contact us. At Suggs Agency our agents are armed with knowledge. As a small business we know what you need. And we’re appointed with a number of carriers. We search far and wide for the right policy at the right price.
General Liability Insurance is an overall policy that protects your business. It covers liability or bodily injury claims that happen on the premises. It also includes operations, products, and advertising that occur on premises. If you hire contractors you should also ask them if they carry General Liability Insurance. Ask them to add you as an Additional Insured.
General Liability Insurance covers your business in case of:
- accidents or injuries
- any liability that require medical expenses
- damage from anything sold on location
- lawsuit (including attorney’s fees, court costs and defense)
- fire
- theft and burglary
- vandalism
Workers Comp Insurance makes sure that in the event one of your employees has an accident that you are covered. In the state of NC you must have Workers Comp Insurance if you have 3 or more employees. Workers Comp Insurance offers peace of mind.
Workers Comp Insurance pays for:
For more information on Business Insurance guidelines check out this Consumer Guide
Rather than having to worry the right insurance protects your business. Ask about different types of insurance for your and your staff. A little planning today could save alot of time in the future. We are here to help. Suggs Agency writes with multiple carriers. Therefore we have options. Before you go anywhere else talk to one of our agents.
BUSINESS AUTO INSURANCE
Did you know that Business Auto Insurance covers more than you think? Well it does and Suggs Agency knows all about it. We can help insure your vehicle. To an insurance company insuring your commercial vehicle is considered a higher risk. Therefore some of the rules are different. Many different types of vehicles are considered Business Auto. Check out the list below to see if yours is considered.
Types of Vehicles
- Passenger car or van.
- Passenger bus.
- Minivan.
- Agricultural truck.
- Box or straight truck.
- Cargo van.
- Car carrier.
- Flatbed truck.
- Catering truck.
- Cement mixer.
- Delivery van.
- Hearse.
- Ice cream truck.
- Motor home.
- Limousine.
- Pickup truck.
- Fifth wheel truck.
- Sport utility vehicle.
- Pump truck.
- Step van.
- Tank truck.
- Trunk tractor.
- Tow truck.
- Refrigerated truck.
- Wheelchair bus.
- Wheelchair van.
- Front loader.
- Garbage truck.
Our agents have experience in writing commercial policies. We make sure we cover every angle to make sure you have exactly what you need in a Business Auto Insurance policy. With a variety of carriers we also have the flexibility of offering competitive rates. Our agents truly listen to your needs and build a policy that works for you. Call us today with your information and we will get started insuring your business.
REQUEST A QUOTE - BUSINESS
Please keep in mind when submitting a quote, policy is not bound at time of submission. Policy will be bound after initial payment has been received by a licensed agent.